SmartSaver

Start your child’s higher education savings with FREE MONEY from the Government of Canada!

Open a NO-FEE Registered Education Savings Plan (RESP) with no contributions required and apply for the Canada Learning Bond. The Canada Learning Bond is a grant from the Government of Canada to help kick-start the education savings account of eligible kids with up to $2,000.

Apply with your choice of BMO Bank of Montreal, Meridian Credit Union, RBC Royal Bank, Scotiabank, TD or Vancity credit union.

Who is eligible for the Canada Learning Bond?

  • Child born 2004 or later; AND
  • Child’s family must receive the National Child Benefit Supplement

All you need to start is:

  • The Social Insurance Number (SIN), name and date of birth of the child who this is for
  • The Parent/Guardian’s SIN and contact information


Get started here!

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